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The first time this happened I added Lyoness to my review list and when the time came went over their site to start my research. A few hours and a massive headache later, I closed my browser window and gave up.
Taking recent strides to beef up their US presence however, Lyoness has finally realised that their business presentations and information desperately needed a massive overhaul. The Lyoness Compensation Plan Whereas the Lyoness international compensation plan is confusing and presented poorly, Lyoness in the US have stripped out some of the more confusing aspects of the plan and streamlined it down.
Accounting Units Accounting Units are where the Lyoness compensation plan starts to get a little complicated.
Starting with you, every member you recruit is placed below you and forms your downline, along with any members your recruited members recruit and so on and so forth. For the purposes of accounting units, Lyoness use a binary compensation plan system. Starting off with the initial two member positions under you, each of these sides is a seperate team.
At each level members are awarded a bonus as well as an increase on the amount they earn per accounting unit they receive a bonus on. Members gain membership ranks based on the number of accounting units they have converted into cash returns. Joining Lyoness Membership to Lyoness is free. There are no fees whatsoever to become a member of the company.
Conclusion On the surface, Lyoness looks like a regular enough cashback member rewards scheme and that part of the business I have absolutely no problem with. If this was the extent of the Lyoness compensation plan then, apart from it not really being MLM my conclusion would stop short here.
From a rewards viewpoint, the idea that members can earn an additional commissions as members in their downlines accumulate accounting units is solid. What Lyoness then do however is allow their members to purchase these accounting units themselves.
Then after between people in your downline make a similar payment, you are paid a lump sum cash payment as a loyalty commission, as well as a lump sum to be used in their retail network.
This return is generated and paid out solely on the condition of getting other members to invest in their downline. Effectively, the Lyoness compensation plan can be broken down into five investment plans: Also if the initial investor does not meet the cash return requirements loyalty commissionsthese ROIs are still paid out but go to the first available qualifying upline member.
Obviously not all of these counted units are going to be straight cash injections into the company and no doubt a lot of legit cashback accounting units are created, but the fact remains that the above scenarios are readily occurable.
Lyoness do state that down payments are neither investments nor loyalty credits, they are down payments on a specific gift card order for future purchases.
Not a straight out Ponzi granted what with the sprinkling of legit cashback earned accounting units added to the mix and no fixed ROI timeframe, but a largely member funded scheme nonetheless.Thanks for the comment, though I think this works for adults too:).
I’ve seen far too many people approach math from the plug-and-chug angle, I want to encourage a more intuitive approach, especially when teaching kids. Well, for a beginning author, it will probably be easiest to work with an origin story that is familiar to your readers. For example, Peter Parker, Static Shock and Harry Potter are pretty much in high school at the start of their stories.
Imaginary numbers always confused me. Like understanding e, most explanations fell into one of two categories. It’s a mathematical abstraction, and the equations work out.
Deal with it.
It’s used in advanced physics, trust us. Time for another class-action lawsuit. This time, Bank of America and its affiliated banks are putting up $35 million to settle accusations of doing various naughty things to boost their revenues in the form of overdraft fees (AKA insufficient funds fees, bounced check fees, returned item fees).
[page iii] FOREWORD. In August the Central Advisory Council for Education (England) were asked by Sir Edward Boyle, the then Minister of Education, to consider the whole subject of primary education and the transition to secondary education.
Video games are without question one of the hardest and biggest obstacles to overcome when you first get involved in a journey of self-improvement.